Investor Hard Money

Investor Hard Money

Multi Family Programs...

Programs encompass all aspects of residential multifamily & apartment financing for a full range of properties ranging from 2 families, 3 family & 4 family residential properties to our bread & butter 100+ unit apartment buildings. Whether you are refinancing a stabilized property or acquiring & developing a new multifamily housing complex, our aggressive Multi Family programs have enabled investors across the country to achieve their multifamily financing goals with larger loans, lower DCRs & faster closings.

Because we structure financing utilizing a broad spectrum of traditional and non-traditional capital sources, we aren't tied down by whatever the flavor of the moment is on Wall Street, and can get deals financed which the CMBS world can't or won't do, especially in the current market.

HOT!: Ask about how our innovative nonrecourse programs to $250MM+ can add millions in profit to your next multi-family development.

Some of our Specialty Multi Family Programs Feature:

Borrow $2MM to $250MM+

No DCR or Low DSCR available (from 0.75)

High LTV / CLTV (to 90% / 97%) available*

Option to use Market Rents as NOI in many markets

Limited & Non Recourse multifamily loans available

Interest Only multi – family loan payment options

25 Year, 30 Year, 35 Year & 40 year amortization.

HOT: Market-leading Multi Family Lending.

Low Fixed Rates & Floating Rates available on all Multi Family

Small balance multi family programs available.

Stated Income multi-Family Programs Available

Low or Limited Documentation Multi-Family programs

Multiple Prepayment Multi Family Options Available:

Limited or No Defeasance Multi Family Options

Limited or No Yield Maintenance Multi Family Options

Small Balance Multi-Family Programs:

Up to 90 LTV (10% Down Payment) to $1.5MM

$500K to $2 Million Multi Family amounts

No Defeasance or Yield Maintenance Options

No DSCR / Low DCR multifamily loan / multi-family loan programs

Interest Only Multi-Family debt service option

Option for Assumable Multi Family at Discretion

Section 8 – Rent Subsidized OK (HUD OK)

30 Year to 40 Year Amortization

Flexible Long Term (15 Year) Fixed Rates or Floating Rates

Reduced Recourse & Non Recourse Personal Guarantee Options

Flexible Seller Carry Back Structure

Large Balance Multi-Family Programs:

$5 million+ Multi Family programs

Maximize Leverage to 80% LTV or more

Broad access to capital for creative apartment financing

Cash Execution Capabilities or MBS / DMBS

Non-Recourse options for Multi Family larger than $1.5MM

Flexible Defeasance, Yield Maintenance & Decreasing Term Prepay options

Single or Multiple Asset properties OK

All $2MM+ multi-family loans priced to risk at great rates

We look at all popular Property Types, specializing in:

Class A, B & C grade properties considered

Multi-Family Loans

Residential Multi Family housing Loans

Section 8 Multi Family Loans

Senior Housing Loans

Skilled Nursing Facility Loans

RV Park Loans

Mixed Use Commercial

Self Storage Facility Loans

Residential/Commercial Rehab loans

We Originate all Major Multi Family Types:

Multi-Family Acquisition Loans

Multi Family Loan Refinance

Multi-Family Building Renovation Loans

Multi-Family Building Rehab Loans

Bridge Loans & Other Short Term Multi-Family Financing

Multi Family Capital Source Diversity...

In today's challenging multi-family loan financing environment, there is a growing need for financiers to look beyond the securitized / commercial mortgage backed securities financing which has been available from Wall Street conduits over the past few years. Even as the liquidity in the CMBS market dries up, our volume with a broad array of capital sources allows for large, innovative, competitive financing comparable to classic "conduit" products from:

Top Commercial Bank Multi Family Loans

REMIC and REIT Conduit Multi Family Loans

Agency Multi-Family Mezzanine Financing & Bridge Loans Available

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